Once you fill out the pre-qualification form, you'll be given one of three card options: a no-annual-fee card, a $50 annual-fee card, or a $75 first-year-annual-fee card. However, keep in mind that prequalifying doesn't necessarily mean you are guaranteed approval for the card. Hard credit inquiries are an aspect of your overall credit score and could negatively affect it temporarily. One unique aspect of the Indigo card is that you could pre-qualify for the card without needing a hard credit pull. (We'll get to other - and in most cases, better - possibilities soon.) Pre-qualifying for the Indigo card If you're anxious enough to tidy up your credit, this card could, therefore, be an option. Since it's reasonably easy to be approved, Indigo imposes these fees so that you're essentially paying to improve your credit without needing to put down a security deposit. Now, you might be thinking, "A bare-bones card with no perks and one that comes with an annual fee?" There's a method behind the madness.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |